uob own banking
uob own banking
Blog Article
UOB Lender features a number of individual banking services built to fulfill the fiscal requirements of individuals. Down below is an intensive overview to help you realize the key facets and offerings.
Varieties of Accounts
Personal savings Account: This account lets you lower your expenses while earning fascination.
Features: Quick access, desire earnings, small charges.
Rewards: Protected spot for your money, possible growth through interest.
Current Account: Ideal for every day transactions and running bills.
Functions: Checkbook facility, overdraft security.
Positive aspects: Hassle-free for regular payments and withdrawals.
Fixed Deposit Account: For those wanting to receive bigger interest costs over a fixed period.
Characteristics: Preset time period deposits, larger fascination premiums when compared to discounts accounts.
Gains: Protected financial commitment alternative with predictable returns.
Loans
Personal Loans: Unsecured financial loans which might be employed for numerous functions like schooling or residence renovation.
Kinds:
Installment Financial loans
Credit Traces
Rewards: Adaptable repayment terms, competitive fascination fees.
Residence Financial loans: Customized remedies for getting residence or refinancing existing mortgages.
Varieties:
Preset Charge Dwelling Personal loan
Floating Amount Residence Personal loan
Gains: Diverse designs to fit particular person needs, desirable costs.
Charge cards
UOB presents a range of bank cards catering to various lifestyles and paying behavior:
Rewards Playing cards: Gain factors on every order which may be redeemed for items or vacation miles.
Cashback Cards: Get money rebates on each day paying including groceries and eating out.
Travel Cards: Distinctive Added benefits like air miles accumulation and travel coverage coverage.
Expense Services
For individuals serious about rising their prosperity by means of investments:
Unit Trusts * Diversified portfolio managed more info by specialists. * Suited to extensive-phrase development aims.
Structured Deposits * Combines the features of conventional deposits with investment decision products. * Most likely increased returns but with a few danger associated.
Insurance policies Goods
To safeguard on your own and All your family members from unforeseen gatherings:
Lifestyle Insurance * Delivers economic protection in the event of Dying or crucial sickness. * Could also function a discounts Resource with regards to the coverage chosen.
Health Insurance * Addresses health-related expenditures such as hospitalization expenses. * Important for mitigating high Health care costs.
Digital Banking Expert services
Benefit at your fingertips by means of digital platforms:
World wide web Banking
Helps you to handle your finances on the net:
View account balances and transaction historical past
Transfer resources among accounts or pay back payments
Submit an application for new goods (loans/charge cards)
Cellular Banking
Banking on-the-go by means of cell apps:
Swift balance checks
Cellular payment alternatives (QR code payments)
Notifications & alerts about account action
Using these complete offerings, UOB aims to provide individualized banking methods that cater precisely to particular person specifications when ensuring ease and protection in all transactions.